At HSBC, our unique combination of local experience and global resources enables us to understand your needs and expectations. So when it comes to personal finance, we know that you are looking for more flexibility to help you achieve your goals and aspirations in life.
Whether you wish to buy a new home, give your children a better education, go on an exotic holiday or refurnish your house, look no further than Personal Finance from HSBC.
Our finance scheme is flexible and straightforward and you can get it without a guarantor whether you are salaried employee, self-employed or professional.
Are you ready to get one ??
Benefits
Finance amount up to EGP 750,000 based on your monthly salary & length of service
Competitive interest rate
Prompt credit decision
Free Life Insurance
No minimum balance is required on the related current account for the finance period
Benefit from a flexible finance repayment period from 6 months to 84 months
Fixed equal monthly installments for easy planning of monthly budget
Pre-approved Credit Card
Flexibility to increase Finance amount
HSBC can buy-out customer's Personal Finance with other banks
Eligibility
Minimum fixed gross monthly salary of EGP 2,000
Customer should complete probation period with current employer
Age should be between 21 and 65 years at the end of the finance repayment period
Customer's employer must be on the Bank's approved company list
Customer should have Egyptian Nationality or has permanent residency in Egypt
Customer should be resident or working in any place where HSBC branch exists
Required Documentation
Valid National Identification Card
Recent Salary / Installment transfer letter on the bank's standard format
Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 10 for electricity, EGP 3 for gas EGP 40 for Telephone bills
Documents required from Non-Egyptians:
Copy of valid passport
Passport stamp for unlimited residency إقامة غير محددة or official certificate indicating that subject is exempted from registration of residency
Valid work permit
An Irrevocable Joint & Several Continuing Guarantee
